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Account Services

Stock Growers Bank has a wide selection of various account services including checking, savings, insurance, loans and remote deposit service.

Click on the tabs below to learn more about each of these services.

Checking

Free Checking

If you are looking for a worry free account, this one is for you. The many benefits of free checking include:

  • Minimum balance to open account is $100.00
  • Unlimited check writing
  • No monthly service charge
  • First box of checks free
  • Bank Statements are free
  • Automatic transfer available
  • Free Debit Card for qualified account holders
  • Online and Mobile Banking access

Interest Checking

A Stock Growers Interest checking account is an easy way to earn interest on your checking account balance.

  • Minimum balance to open account is $1000.00
  • Interest bearing account if balance is $1000.00 or more
  • Interest is compounded monthly
  • Unlimited check writing
  • No monthly service charge
  • First box of checks free
  • Bank Statements are free
  • Automatic transfer available
  • Free Debit Card for qualified account holders
  • Online and Mobile Banking access 

Savings

If you are saving for the future, we’re here to help you achieve your goals.

Statement Savings

Begin your account with a traditional savings account.

  • Minimum balance to open and earn the disclosed interest rate if you are 18 years or younger is $25.00
  • Minimum balance to open and earn the disclosed interest rate if you are 19 years or older is $100.00
  • Unlimited deposits
  • Interest compounded semi-annually

Money Market Savings

For higher interest rates, you may want to check out our money market savings account.

  • Minimum balance of $1000 to open an account
  • No monthly service charge
  • Interest compounded monthly
  • Minimum balance of $1000 in account to obtain the disclosed APY
  • Unlimited Deposits
  • Minimum withdrawal of $500

Health Savings Accounts (HSA)

Do you have a high deductible insurance plan? If so, then a Health Savings Account is for you! The funds contributed in this type of account are not subject to federal income tax at the time of deposit. Stop in and see us today about acquiring a Health Savings Account.

Minimum balance to open account is $100.00.

Certificates of Deposit (CD)

Stock Growers Bank offers many CD options when it comes to investing your money.

  • Minimum balance of $500 to open a CD
  • Interest compounded quarterly or at maturity depending on term of CD
  • Various options to choose from – 3 months to 48 months
  • Automatic renewals
  • Interest payment options – by check, transfer to checking/savings, or added to the CD
  • Penalties may apply for early withdrawal

Individual Retirement Accounts (IRA) –

It’s never too early to start saving for the future. IRAs are a great way to save for retirement! Stop in and see us today about the various IRA options available for you.

Loans

Stock Growers Bank has been serving communities since 1900 and in these uncertain times you need a bank that is willing to work you through the tough times as well as the good times.  We believe in building long term relationships with each customer and providing financial help to make each customer succeed.  All of our decisions are made locally.

Agricultural 

  • Annual Operating Lines of Credit 
  • Machinery
  • Livestock
  • Real Estate
  • FSA (Farm Service Agency) Guaranteed Loans/Subordinations
  • BND (Bank of ND) Participation/Guaranteed Loans
  • Beginning Farmers Chattel & Real Loans
  • Drainage Tile Loans

Commercial 

  • Operating Lines of Credit
  • Equipment
  • Real Estate
  • FSA (Farm Service Agency) Guaranteed Loans
  • BND (Bank of ND) Participation Loans

Consumer 

  • Personal
  • Vehicles
  • Recreational Vehicles
  • Home Improvement
  • Home Mortgages

Public Finance

  • Tax-Exempt Leases
  • Bond Services
  • Certificate of Indebtedness
  • 501c3

We Make Payments Easy Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon-an industry leader for 25 years in payment acceptance.

No matter what type of business you own we have a solution to fit your needs.

  • In-person, online and mobile payment solutions
  • Smart terminals, Chip Card/EMV terminals and tablet Point of Sale systems
  • Solutions for ecommerce and online shopping carts
  • Loyalty and gift card programs to market, grow and retain your customers’ business
  • Accept mobile wallet payments including Apple Pay™ and Android Pay™
  • Next Day Business Funding

To find a solution for your business Contact your Banker

Data Security Solutions

Stay Safe with our multi-layered security solutions to help you protect your customer payment data.

Safe-T Security Solutions means:  

  • Protection against Hackers
  • Protection against Counterfeit Card Transactions
  • Protection against risks of Card Data Breach 
  • Simplified PCI-DSS Compliance

 Customer Service and Customer Care

  • We are here when you need us 24/7/365.
  • Dedicated Account Manager for each business customer

Convenient, Easily Accessible Reporting

Gain insights into sales trends and more as you monitor your account from any web browser through our online reporting tool.

Industry Specific Solutions

Because the payments landscape is changing faster than ever before, our solutions work in any customer environment. We offer market solutions for a variety of industry types including:

  • Restaurant
  • Professional Services
  • Retail
  • Healthcare
  • Hospitality